• Purchasing of a house with land
• Purchase of Condo/Mini Condo/Apartment
• Construction of new/ existing house
• Renovation to house, Condominiums and Apartments

Individuals have a permanent source of income.
(For Example – Employees, Businessman, Professional etc.)

Proof of Income evidences

1.  Salary Pay Slip – 6 months
2.  Salary Recommendation from HR of Company/ Government Department
3.  Income Tax – 6 Months
4.  Employee Card (Copy)

1.  License of Business (Copy)
2.  Income Tax for the last 2 years and the Current year
3.  Financial Statements for the last 2 years and the current year
4.  BOD Resolution from Borrower (If Borrower is Company)
5.  BOD Resolution from Guarantor (If Guarantor is Company)
6.  Company Registration Certificate issued by DICA, Company extract including the list of shareholders and Constitution of the company (As per registered in MYCO DICA.

• Land and Building,
• Condo and Mini-Condo,
• Apartment

1. Home Loan application
2. KYC documents and income proof of borrower & Guarantors
   •  NRC (Copy)
   •  Census (Copy)
   •  Ward Recommendation (Original)
   •  Passport Photo (2 pecs)
   •  If customers have other bank loans, customers need to submit 6 months of Loan Statements.
   •  Photos of Shops /Offices / Company Etc (For Business)
   •  Photos of Apartment / Condo/ Land and Building (For Collateral)

(Remark- Photos of Front / Back / Right Side / Left Side of the Building) 3 Sets

Father and Mother(or) Spouse (or) a family member of Census.

Documents regarding house property
Details of property to be constructed/purchased
Copies of all related documents of the property to be purchased
Related contracts/agreements Etc (the contractor, supplier)
Stage-wise construction cost details for the construction/renovation of the house Etc