• Age must be 21 years old and above.

You can apply at the nearest MD bank branches.

• Enjoy Visa discounts and offers worldwide for both retail and e-commerce
• Check your purchase transactions in real-time using MD Pay Wallet
• Minimum income of MMK 5 million per annum

1.  Personal Guarantee of one person with income (exempted for special cases)
2.  Documents for Borrower & Guarantor
   • Application Form
   • NRC Copy – Original to verify
   • Copy of Passport
   • Recent Passport Size Photo
   • Copy of Household Registration Letter
   • Recommendation from Head of Quarter
3.  Income Proof – For the Employee
   • 3 Months Bank Statement
   • Certificate from Employer
   • Pay Slip (not required, if salary is credited to bank account)
   • Copy of Tax Book
4.  Income Proof for Self Employed /Business
   • 6 Months Bank Statement
   • Business License/ Company Registration
   • DICA extract showing shareholder details
   • Previous Year Tax Receipt
   • Site visit by bank staff and assessment of business activity

• Joining Fee (Principle) 15,000 MMK
• Joining Fee (Supple) 7,500 MMK
• Annual Fee (Principle) 20,000 MMK
• Annual fee (Supple) 10,000 MMK
• Pin Reissuing Fee Free
• Replacement Card Fee 10,000 MMK
• Cash Advance Fees (MD Bank ATM) 5% (Min – 5,000 MMK)
• Cash Advance Fees (Other ATM) 5% (Min – 5,000 MMK) + Other Bank Charges
• Cash Advance Fees (International ATM) 5% (Min – 5,000 MMK)
• Late Fees (Per Month) 3% (Min – 10,000 MMK)
• Balance Inquires Fee ( Any ATM) Free
• Interest (Per Year) 20%
• Temporary Limit fee 10,000 MMK
• Over Limit Fee 5000 MMK
• Bank Statement Printing Fee 1,000 MMK